SearchNigeria.Com.Ng Safety Center

The need to display caution in business dealings is very important. No matter how serious and pious the other party presents to be, always display caution and think of the safety of your assets, funds and resources first. Never be too hasty to conclude any business dealings. If possible sleep over the proposal and get a second opinion. At times your desire for more business and or quick deals may becloud your sense of judgment and before you realize it you have already committed some blunders that may cost you dearly. Remember “It is always too late to cry when the head is off”.

Scammers and fraudsters are everywhere these days. In fact they sit down doing research on how to scoop you off your feet. Some of them are so good at their job that they have swindled banks, insurance companies, multinationals, governments and even fellow fraudsters. As a result you need to be aware of how to protect yourself.

We advise that you take time to read our Common online Scams and Safety Centre for information and tips on how to detect and handle scammers

SearchNigeria have a dedicated team working to keep you safe.

Report all suspicious listings to us. Alertness and cooperation is the best way to deal with fraudsters. If all people, including you, take part in reporting all and any suspicious deals then we can then be sure that their number and effectiveness will be reduced as SearchNigeria will in addition to delisting such deals block the perpetrators and send their details to the anti-fraud network and other sites as well.

SearchNigeria.Com.Ng Safety Guidelines

 Always think safety and of protecting yourself, your assets and your funds, first. We want to see you do successful online transactions daily.  The following tips might prove helpful to you:

When Selling:

1. Posting Your Listings on SearchNigeria.Com.Ng

a)      Be detailed but specific.

b)      Be accurate, true and honest. Never give wrong or misleading information about your listings. False details will attract clients but they will never deal; your listings will be removed and you would be blacklisted

c)      Include good and current photos of your business, products and services.

d)     Include contact information but preferably not your office email address, not your office or home phone number. Use a mobile number and use a general email address like Mail.com, Yahoo, Outlook or Gmail.

e)      Limit all personally identifiable information

2. Responding to Initial Contact

a)      Respond to all potentials clients’ questions honestly and accurately.

b)      Determine from the client’s questions his/her sincerity and seriousness and access his/her credibility

c)      Don't disclose any personally identifiable information until you feel comfortable with the other person. Avoid inviting someone to your home.

3. Meeting the Client

a)      Always meet the clients in a public place.  

b)      If you have to deal with buyers who are not local, use an escrow service.

c)      Regularly update your listings on the site.

4. Receiving Payments

a)      It is best to accept payments via secured payment services. Do not accept payments via personal cheques, bank transfers, Western Union, 2checkout or Paypal – if you have to ensure you receive your payments first or use an escrow service.

b)      Do not give out any personally identifiable information.

c)      Where the amount involved is large, you may accept certified bank drafts.  

d)     Always issue a receipt for the sale

 

When Prospecting Listings:

1. Contacting the Seller

a)      Before proceeding with any deal ask as many questions as possible about the business, product and or service.

b)      When discussing over the phone or email limit the amount of personal information about yourself that you give. Never ever give out home address or your income or any details about your family not even the name of your bank

c)      Establish the credibility of the business

 

4. Making Payments

1)      Best if you pay via an escrow service mitigate frauds otherwise be sure of the genuineness of the other party.

2)      Always get an invoice and or receipt for your deals no matter how small the amount is.

3)      Never give out any of personal identifiable information.

 

Common Scams on the Internet

Internet scams, online scams, web scams, 419, advance fee fraud, fraudulent transactions, cheats, deceivers and the like abound not just on the internet but in almost every aspect of life involving exchange of goods, services and monetary payments. Exercise caution when transacting deals whether on the internet or elsewhere.

The most common scams are witnessed in Vehicles, Pets, Jobs, properties, Rentals and Electronic payments.

How to tell a scam.

The best way to tell a scam is to be familiar with popular scams that occur these days. However, in addition to that, scammers often share some of these other characteristics:

1)       They will offer to pay more than the normal prices

2)       The addressing and details are not very clear

3)       The grammar and spelling in the listing or the messages is usually poor.

4)       They will not answer your questions or give detailed answers.

5)       They will not send you any additional pictures and when they do such pictures are never original or are ones downloaded from the net and from legitimate websites.

6)       They will always avoid meeting you in person under various excuses.

7)       They cannot give you any good business reference.

8)       They will create a sense of urgency, asking you to finish the transaction fast.

9)       They avoid speaking with you on the phone and use various excuses. And when they eventually do speak with you they are normally brief and in a hurry

 

The general rules you should bear in mind are:

1.      Do not be greedy. Scammers easily scam greedy people.

2.      Never be in a hurry to deal, even if you are pressured. Once there is any form of pressure be suspicious of the deal, the seller/buyer and the entire transaction.

3.      Always let third parties take a look at the deal and advise you.

4.      Always exercise caution and be circumspect

5.      If the deal sounds too good to be true, it probably is not true.

6.      When making payments, it is best if you use escrow payment services like that of www.escrowdoor.com

Vehicle scams  

Vehicle scams occur when you are buying vehicles or other motorized equipments from the net. The fraudulent seller will do everything to make you part with money first and then disappear or send you a scrap. In the negotiations they will send you pictures of good vehicles but in reality it is just a scam. Ways you can identify this scams include:

1)       The Seller may create a sense of urgency and pressure you to decide fast or else you will lose the deal as others are ready to buy.

2)       They usually ask you to make payments first or at least make part payment before you see the vehicle.

3)       They usually copy other people’s real ads for real vehicles and decrease the price to make you interested. In other words, the prices of the vehicle are made unusually low and cheap.

4)       They will give various and unserious reasons on why it is not possible to see the vehicle as you requested. Some of their funky reasons include: that he or she is moving house or changing location; that he or she is on transfer to another region or location; that he or she is sick or hospitalized; that he or she is on vacation; that he or she is on military service; that he or she is sailing

5)       They may pretend to be using a protection company.

How to avoid Vehicle scams:

1.      Make sure you see the vehicle life before parting with your money.

2.      If you cannot see it life pay only through an escrow account with the agreement that the vehicle must meet the agreed specifications or else escrow will not release funds.

3.      If you are being pressured to make payments, call off the deal and ask them to sell to someone else

4.      Compare price of the vehicle with similar vehicles on the site and on other sites and the price is low, it probably is a scam

5.      Peruse the photos and see whether it looks like a copied one.

6.      Involve third parties for advice and a second opinion.

7.      Never be in a rush to buy or make payments.

8.      Do not be greedy and avoid cheap things.

Fraudulent buyers

Fraudulent Buyers also exist on the net. These fraudsters will offer to buy your products or services promising to make payments, even more than you would normally charge. In most cases they will send you unsolicited emails that they have principals needing large quantities of the items or that they themselves are in need of them.

In some instances they will fake the name of a real officer in a known company and claim to be acting on behalf of that company. In other cases they clone websites of legitimate companies, forge their signatures and positions of authority to try to defraud the unwary ones. They are everywhere on the internet.

Avoiding buyer’s scams

1.      If a deal is too good to be true, it probably is fraudulent.

2.      Never accept or cash a bank cheque from a stranger. It could be a stolen cheque

3.      Never reply to a so-called buyer who offers to pay more than your normal price

4.      Never reply to a so-called buyer who asks you to ship to a foreign country other than the one he is resident in.

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Fraudsters posing as SearchNigeria.Com or other known sites

How to avoid them:

SearchNigeria.com is a business directory with specific focus on business within the African continent; SearchNigeria provides a platform for businesses within Africa to reach the rest of the world and do more business and for businesses outside Africa to discuss these businesses and opportunities within Africa and do business with them; the SearchNigeria directory platform further helps African businesses to do more business with one another and in various African countries.

The SearchNigeria site does not handle any aspect of financial transactions between seller and buyer and between parties and does not provide bills of sale, bills of exchange or escrow services. If you are not sure if an email is from us, please contact us directly.

We will never send you email asking you to part with money or asking for your personal and financial details.